Attention homeowners in San Diego and Orange County: Get an Appraisal today!

The top reasons CA homeowners need Value Vision Appraisals:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Orange county's assessment of your property
To cut a monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a CA divorce, where real estate needs to be divided
Determine the true market value of property in question to settle an estate

Need help determining the value of your home in or near San Diego, CA?
Contact Value Vision Appraisals.

At Value Vision Appraisals, we understand the special needs of a homeowner seeking appraisal services. Our customary business clients understand the appraisal process and the standard documents we provide. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Value Vision Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experts in helping people just like you dismiss undesirable PMI insurance.

Challenging a property tax assessment

Lets say you live in a local area that's going down -- your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Value Vision Appraisals is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your house is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Value Vision Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for verity or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Value Vision Appraisals can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Value Vision Appraisals can help you with that. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.